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  1. annuities a.k.a. Annuity: An annuity is a series of payments made at fixed intervals of time. Examples of annuities are regular deposits to a savings account, monthly home mortgage payments, monthly insurance payments and pension payments. Annuities are classified by the frequency of payment dates. The payments may be made weekly, monthly, quarterly, yearly, or at any other interval of time.
  2. annuities a.k.a. Structured settlement: A structured settlement is a financial or insurance arrangement whereby a claimant agrees to resolve a personal injury tort claim by receiving periodic payments on an agreed schedule rather than as a lump sum. Structured settlements were first utilized in Canada after a settlement for children affected by Thalidomide. Structured settlements are widely used in product liability or injury cases. A structured settlement can be implemented to reduce legal and other costs by avoiding trial. Structured settlement cases became more popular in the United States during the 1970s as an alternative to lump sum settlements. The increased popularity was due to several rulings by the IRS, an increase in personal injury awards, and higher interest rates. The IRS rulings changed policies such that if certain requirements were met then claimants could have federal income tax waived. Higher interest rates result in lower present values, hence annuity premiums, for deferred payments versus a lump sum.

Printed dictionaries and other books with definitions for annuities

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Google previewThe Solomon Exam Prep Guide: Life and Health License Exam for Wisconsin

since selling variable annuities means that you're selling an investment in securities, you'll need to pass a securities...

selling variable annuities is a big step in responsibility for agents that should not be taken lightly. a couple of relatively ...

Google previewThe Nest Egg Cookbook (2010)

by John Pollock

Thespinon variable annuities is that youget taxdeferred growthin mutual fundsthat is, no taxes whilethe money is invested intheVA. But intruth, everything in your IRAis already taxdeferred anyway! Additional spin might include, you get stock ...

Google previewOlder and Wiser (1998)

The Economics of Public Pensions by Lawrence H. Thompson

In addition to possible philosophical objections, the disadvantage to mandating the purchase of annuities is that it may permanently harm cohorts who happen to reach retirement age at a time ...

Google previewA Simple Guide to Retirement: How to Make Retirement Work for You (2009)

How to Make Retirement Work for You by Morley D. Glicken, Brian R. Haas

The key advantage to immediate annuities is that the insurance company guarantees the income payments. This is essential because retirees are living longer; baby boomers can expect retirement to last 30 years or more. One of the biggest ...

Google previewThe Future of Social Insurance (2001)

Incremental Action or Fundamental Reform? by Peter Edelman, Dallas L. Salisbury, Pamela J. Larson

From an individual investor's perspective, an attractive feature of variable annuities is that the returns on these investments are tax-deferred until withdrawal. In general, what distinguishes deferred variable annuity products from mutual funds is ...

Google previewThe Law Lexicon Or Dictionary of Jurisprudence (1867)

Explaining the Technical Words and Phrases Employed in the Several Departments of English Law... by J.J.S. WHARTON

At length the practice of borrowing for a fixed period, or, as it is called, upon terminable annuities, was abandoned, and loans made a on interminable annuities, or until it might e convenient for government to ay off the principal. n the beginning ...

Google previewEncyclopaedia Perthensis; or, Universal dictionary of Knowledge. [With] Supp (1816)

by Encyclopaedia Perthensis

ANNUITIES, govfrnment. Borrowing '.p-n annuities is one of the methods employed hy (Jjvc-rnment for railing supplies. Of this the re at two methods ; that of borrowing upon an 11 ui- •io tor terms of years, and that of borrowing epon annuities ...

Google previewThe Handbook of Trade and Commerce: Or, a Concise Dictionary of the Terms ... of Trade, Etc (1840)

The Bank annuities of 1726 arise...

Google previewEncyclopaedia Metropolitana; Or, Universal Dictionary of Knowledge on an Original Plan Comprising the Twofold Advantage of a Philosophical and an Alphabetical Arrangement, with Appropriate Engravings Edited by Edward Smedley, Hugh James Rose, Henry John Rose (1845)

Miscellaneous and lexicographical, vol. 1

annuities, certain and contingent, survivorships and ...

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Scrabble value of A1N1N1U1I1T1I1E1S1

The value of this 9-letter word is 9 points. It is included in the first and second editions of the Official Scrabble Players Dictionary.

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